서울 중고령가구의 주택자산 이전에 관한 연구
Housing Wealth Transfer Behavioramong the Middle-aged and Older Households in Seoul
As baby boomers retire, discussion on how population aging affects the housing market is increasing. To explore this problem, this study examines the middle-aged and elderly households' housing wealth transfer behaviors and their causal factors. To be concrete, this study conducted surveys on Korean households living in Seoul and owning real estate assets of 300 million won or more and analyzed these samples with binary-logit model. As a result, this study found that the most influential factors of housing wealth transfer behaviors are economic characteristics such as income level and ownership of real estate besides a house. However, socio-demographic characteristics are not statistically significant. Furthermore, housing wealth can be transferred only if the households are rich enough. Also, this result undermines the argument that negative effects of population aging on housing markets can be offset by wealth transfer. Consequently, housing wealth transfer behaviors would be influenced by the middle-aged and elderly households' financial conditions.
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