상조업의 양도와 해약환급금의 반환책임 -대판 2016. 1. 14. 2015다50200를 중심으로-
A Study on the Transfer of a Funeral Businessand Responsibility for the Return of the Rescission Refund
A consumer signs up a Prepaid Installment Contract for the future funeral. When a funeral is needed, a funeral business operator must provide funeral services at the request of the consumer. However, there is a problem of who is responsible if the funeral business operator transfers the funeral business to another operator. According to the Installment Transactions Law, the original funeral business operator is responsible for it(§20). However, the Installment Transactions Act does not recognize this regulation as a compulsory provision(§43). Nevertheless, the Supreme Court has interpreted this provision as a compulsory provision. The Supreme Court has provided a basis for the consumer protection and the compulsory provision of Article 22-2 on Transfer of Prepaid Installment Contracts. However, the Installment Transactions Act lists compulsory provisions. This regulation does not recognize Article 22 as the compulsory provision. Of course, the consumer protection is important in a Prepaid Installment Contract. Even so, the case is not reasonable which admits that there is content that is not provided by. This problem would not be solved by mere interpretation of the law. It must be solved through the legislation.
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