회귀인가 발전인가? 적용제외 폐지 이후 영국 연금제도 검토
Return or development?: Examining the British pension system since the abolition of contracting-out
The study aims to examine the unique UK pension reform, investigating whether the current UK pension system which becomes similar to the previous system prior to the introduction of the contracting-out system in the outward form is an recurrence of the previous system. In the adequacy perspective, the UK pension reforms have returned into the system which consists of insufficient public and voluntary private pension but, with the changes in other elements, the poverty for the old has improved, which means that the UK pension reform is not a return to the previous system. In the sustainability perspective, the pension privatisation in the UK had improved pension finance, which made it possible to increase the expenditure of public pension under the risks of old age income crisis. In the modernization perspective, the UK pension reforms have improved the protections for the sake of the class such as women and the self-employed who has lots of old age income risks because of the socio-economic changes. The experiences of the UK show that pension reform should be a sort of harmony between financial improvement and old age income security and, in addition, that pension system should be matched with socio-economic changes.
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