우리나라 신용불량자의 현황과 효율적 구제방안 : 신용카드소지자를 중심으로
(A) study on current status and efficiency improvement of the bad creditors
경제학과 이론경제 전공
우리나라 신용불량자 구제방안;
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Because of the economic recovery policy of Kim Dae Jung government and thoughtless over-issue of the credit card, many of a credit card users were fallen into the bad creditors. Since 2002 fiscal years government has operated a series of salvation programs but the number of bad creditor among credit card users are not decreasing. The purpose of this paper and scale and method of this research are written in chapter Ⅰ. In chapter 2 the definition of the bad creditors and analysis of the economic effect are proposed. Then reasons for increasing numbers of bad creditors were analysed in chapter 3. In chapter 4 the salvation programs of the bad creditors were examined. Of course there are several limitations in this research. Further researches are needed in those area such as detailed evaluation of salvation programsand better supervision of the credit card firms.