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경영정보학연구 = The journal of MIS research v.17 no.1, 2007년, pp.77 - 93   피인용횟수: 10

보안과 위험의 지각이 인터넷 뱅킹 재사용 의도에 미치는 영향
The Influence of Security and Risk Perception on the Reuse of Internet Banking

이웅규   (대구대학교 경영학과UU0000355  );
  • 초록

    Risk has been considered as one of very important topics in traditional consumer behavior theoretically and practically since its tendency of minimizing errors rather than maximizing utilization in addition to its intuitive appealing with very high explaining power. In addition to a traditional view of risk, importance of risk in online transactions such as Internet banking is due to technical instability in security of the Internet as well as temporal and spatial separation of transaction partners. Therefore, risk in online transactions should be analyzed by a very comprehensive way since it is very inherent in the Internet. The objective of this study is to suggest a research model for explaining the use of online transactions in some risk related variables including risk results, security result, perceived security, and social influence and show its validity by applying it to Internet banking users. In result, hypotheses suggested by our research model are shown to be valid ones.


  • 주제어

    Risk .   Security .   Social Influence .   Internet Banking.  

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  • 이 논문을 인용한 문헌 (10)

    1. Lee, Woong-Kyu 2007. "The Relationship between Offline Trust and Online Transaction in Internet Banking" 경영정보학연구 = The journal of MIS research, 17(2): 29~47     
    2. Kim, Yong-Beom ; Chung, Nam-Ho 2008. "A Study on the Causal Relationship of Perceived Risks, Service Quality and Customer Satisfaction in Ubiquitous Environment by Using Spatial Information" 대한안전경영과학회지 = Journal of the Korea safety management & science, 10(3): 145~154     
    3. Kim, Jong-Ki ; Kang, Da-Yeon ; Jeon, Jin-Hwan 2009. "A Study on Factors Influencing User's Security Intention for Internet Banking" 정보시스템연구 = The Journal of information systems, 18(2): 1~18     
    4. Lee, Jong-Man 2009. "IT Governance Mediated the Effect of Human Resource Capability on Information Systems Outsourcing Success" 한국콘텐츠학회논문지 = The Journal of the Korea Contents Association, 9(7): 285~293     
    5. Jun, Byoung Ho ; Han, Pil Koo ; Kang, Byung Goo 2010. "A Study on the Factors Affecting the Usage of Internet Banking considering mediating role of customer's attitude and service types" 디지털산업정보학회논문지 = Journal of the Korea Society of Digital Industry and Information Management, 6(4): 279~295     
    6. Ahn, Joong-Ho ; Choi, Kyu-Chul ; Sung, Ki-Moon ; Lee, Jae-Hong 2010. "A Study on the Impact of Security Risk on the Usage of Knowledge Management System : Focus on Parameter of Trust" 한국전자거래학회지 = The Journal of Society for e-Business Studies, 15(4): 143~163     
    7. Lee, Jong-Man ; Kang, Hwan-Soo ; Park, Jong-Hak 2010. "The Determinants of Reuse Intention in e-Learning - An Integrated Approach to Attitude and Flow -" 한국콘텐츠학회논문지 = The Journal of the Korea Contents Association, 10(3): 472~479     
    8. Chung, Young-Soo ; Jung, Chul-Ho 2010. "Factors Influencing the Post Acceptance Behavior of User in the Internet Banking" 한국콘텐츠학회논문지 = The Journal of the Korea Contents Association, 10(6): 404~414     
    9. Baek, Sang-Yong 2012. "Analyzing Common Method Bias of the Korean Empirical Studies on Technology Acceptance Model" 정보시스템연구 = The Journal of information systems, 21(1): 1~17     
    10. Cheng, Shuang ; Lee, Sang-Joon ; Lee, Kyeong-Rak 2014. "A Study on Chinese User Resistance of Mobile Banking" 디지털융복합연구 = Journal of digital convergence, 12(1): 105~114     

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